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JOIN OUR TEAM

PLANNING 
YOUR FUTURE

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Looking for a compound interest account?

IULs are one of the secrets wealthy people use.

Discover IUL
Do You Want Work With Us?
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WHAT IS AN IUL?

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IUL FOR KIDS

BENEFITS OF AN "FIA"

AGENCY OVERVIEW

Servicing all 50 states in USA 🇺🇸 - Sorry can not help if outside USA!

I want to know more about IUL/Compound Interest..

We'll mention this when we call you so you know that we are not spam callers lol

I like to find more about..
Where did you find us?
How would you like to do your contributions?
Do you have IRA an 401K?

Thanks for submitting!

We received you details,

we will connect with you soon.

Join Our Team!
 
 
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A MESSAGE FROM
JUAN FRANCO, FOUNDER

Our purpose is to help everyone involve achieve their financial future through the power of compound interest, using vehicles like IULs or FIAs, which participate on the market gains but not the losses! We called this safe retirement, market protected or a smarter/safe way to grow your money!

Whether you are 18 or 70 years old, we can help you! Remember, It is better to get started now than never start at all. My goal is to educate as many families to know there are great ways to grow money without market risk. Compound interest and the rule of 72 are part of what we teach our clients and families we come in contact with. Of course, the younger we start, the better we can do for our future! Let us all teach our kids, grandkids, and young people to start now! If you are young under 40 looking for a better future, I congratulate you for taking this step now and I look forward to meeting you soon!

​

So whether you want to grow your money tax-free, become your own bank, get life insurance for yourself or someone else, or work with us as an agent helping families across the USA.

 

I look forward to helping you soon!

GET READY TO REACH YOUR FINANCIAL GOALS

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WHAT IS IUL?

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IUL IS ALSO FOR KIDS!

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4 TYPES OF INSURANCE

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TERM LIFE

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TERM LIFE WITH ROP
(RETURN OF PREMIUM)

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WHOLE LIFE

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IUL
(INDEX UNIVERSAL LIFE)

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If you need a quick online free quote
for term life or whole life
see my ethos quoting page.

GOT MORE QUESTIONS?

Do You Want Work With Us?

Email us: juan@ffloneculture.com
Contact us: 832-977-8203

HOW CAN I USE
COMPOUNDING VIA AN IUL?

The money you put on an IUL will compound interest for you and your family! Using the rule of 72 we want to use places that can gives 6% to 15% interest so we can double our money every 12 years or less.

HOW I CAN BE MY OWN
BANK (BYOB) VIA AN IUL?

When you borrow your IUL, your money actually never leaves your account. It remains in your account compounding interest, while you use the money somewhere else, the collateral is the death benefit. The interest you pay on the loan come back to your account, so you pay the interest to yourself. You now become your own bank! You can do this over and over calling it infinity banking! Banks borrow from the Fed and loan it to you at a higher rate and make the spread. Now, you get to handle your money via an IUL just like the banks do! Plus all this is TAX FREE!

HOW I CAN SETUP MY
CHILDREN'S FUTURE VIA AN IUL?

Children as young as 2 weeks old can have an IUL set up for them. With time on their side, you can generate enough money to send them to college or make a healthy down payment on their first house while also teaching them about money. A newborn can be a millionaire before retirement age with surprisingly low monthly contributions!

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If you are looking for a fulfilling career helping people protect their family and create wealth, we may have a spot for you.

JOIN OUR TEAM!
Are you currently licensed to sell insurance?

Thanks for submitting!

We will connect with you soon.

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Watch our Video

GET TO KNOW FFL ONE CULTURE

Are you ready to join this movement of achievers ? Get an in-depth look at how FFL Insurance works, and how we can help you earn the kind of income you’ve always thought you could be earning.

​

You don’t have to be a “salesman” to do well at Family First Life. Our top producers range from high school grads to physical therapist to former military, teachers, preachers, grocery store baggers, construction workers and agents from other IMO’s.

If you think it’s time YOU decide how much you’re worth rather than someone in HR… THIS might be the place for you.

WHY CHOOSE US

Aggresive Compensation

We offer a very aggressive compensation plan (95% – 145%). We believe that everybody should be paid what they are worth.

Customer Relationship Management (CRM)

Our innovative tracking system uploads agents’ internet leads directly into their CRM system as soon as they come in.

Innovative Lead Program

The lead program that we have allows all agents to have qualified and fresh mortgage protection, final expense, life and annuity leads.

3 Types of Income

Direct sales commissions, agency overrides and renewal commissions All deposited directly into your checking account on a daily basis (as you earn them).

Free Agent Training

The sales training provided at Family First Life Insurance is very structured and places all our agents in a position to become successful. Training at FFL is always free.

Top Carriers

We put our clients first by offering multiple options for coverage through several top carriers like Mutual of Omaha, Aetna, Americo, Foresters, TransAmerica, John Hancock, Athene and Prosperity Life, just to name a few.

IS THIS THE CAREER MOVE
YOU'VE BEEN LOOKING FOR?

Find out how you can make a

fantastic living working for yourself,

but not by yourself.

Our agency has a proven process that actually works

and is sustainable for every new agent.

 

Commissions Start at 95%

(based on Annualized Premium of policies sold)
 

No hitting up family and friends (EVER) just to get started
 

You are VESTED with your renewals from day one!

If you haven't watched the agency video...

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